:root{
--gold:#c9a34f;--gold-d:#8a6b2a;--gold-bg:#faf6ed;
--ink:#1a1a2e;--ink-m:#3a3f52;--ink-s:#6e7382;
--paper:#fefefe;--warm:#faf8f5;--sl1:#f0f1f5;--sl2:#e2e4ea;
--r-m:14px;--r-f:9999px;--font-d:'Playfair Display',Georgia,serif;--font-b:'Noto Sans SC',sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:var(--font-b);color:var(--ink);background:var(--paper);line-height:1.75}
a{color:inherit;text-decoration:none}.ctr{max-width:1100px;margin:0 auto;padding:0 24px}
.top-nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(20px);border-bottom:1px solid rgba(0,0,0,.06)}
.top-nav-in{display:flex;align-items:center;justify-content:space-between;height:60px}.brand{font-size:14px;font-weight:800}.top-cta{font-size:13px;font-weight:800;background:#17172b;color:#fff;padding:9px 22px;border-radius:var(--r-f)}
.hero{background:linear-gradient(135deg,var(--ink),var(--ink-m));color:#fff;padding:72px 0}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:42px;align-items:center}
.eyebrow{font-size:11px;letter-spacing:3px;color:#ead99d;font-weight:800;text-transform:uppercase;margin-bottom:14px}
h1{font-family:var(--font-d);font-size:clamp(34px,5vw,54px);line-height:1.15;margin-bottom:16px}
.lead{font-size:16px;color:rgba(255,255,255,.76);max-width:620px;margin-bottom:26px}.hero-img{width:100%;height:360px;object-fit:cover;border-radius:var(--r-m);box-shadow:0 20px 44px rgba(0,0,0,.22)}
.btns{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:var(--r-f);padding:11px 24px;font-size:14px;font-weight:800;border:1px solid transparent}.btn.primary{background:linear-gradient(135deg,#d7b04b,#a87d25);color:#fff}.btn.light{border-color:rgba(255,255,255,.5);color:#fff}
.section{padding:72px 0;border-bottom:1px solid var(--sl1)}.section.alt{background:var(--warm)}
.sec-t{margin-bottom:28px}.sec-label{font-size:11px;font-weight:800;color:var(--gold-d);letter-spacing:2px;text-transform:uppercase;margin-bottom:8px}.sec-t h2{font-family:var(--font-d);font-size:clamp(26px,4vw,36px);line-height:1.25;margin-bottom:10px}.sec-t p{font-size:15px;color:var(--ink-s);max-width:680px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--sl2);border-radius:var(--r-m);padding:24px}.card h3{font-size:18px;margin-bottom:8px}.card p,.card li{font-size:14px;color:var(--ink-s);line-height:1.8}
.list{display:grid;gap:12px;list-style:none}.list li{position:relative;padding-left:18px}.list li:before{content:"";position:absolute;left:0;top:.72em;width:6px;height:6px;background:var(--gold);border-radius:50%}
.split{display:grid;grid-template-columns:.86fr 1.14fr;gap:40px;align-items:start}.steps{display:grid;gap:12px}.step{background:#fff;border:1px solid var(--sl2);border-left:4px solid var(--gold);border-radius:12px;padding:18px}.step strong{display:block;color:var(--gold-d);font-size:12px;margin-bottom:4px}
.faq{display:grid;gap:12px}.faq details{background:#fff;border:1px solid var(--sl2);border-radius:12px;padding:18px}.faq summary{font-weight:800;cursor:pointer}.faq p{font-size:14px;color:var(--ink-s);margin-top:8px}
.bottom-cta{background:var(--ink);color:#fff;padding:56px 0}.bottom-cta .ctr{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}.bottom-cta h2{font-family:var(--font-d);font-size:30px}.bottom-cta p{color:rgba(255,255,255,.68);font-size:14px}
.foot{background:#101026;color:rgba(255,255,255,.55);padding:28px 0;font-size:12px}.foot .ctr{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
@media(max-width:900px){.hero-grid,.split{grid-template-columns:1fr}.grid{grid-template-columns:1fr 1fr}.hero-img{height:300px}}
@media(max-width:640px){.hero{padding:48px 0}.grid{grid-template-columns:1fr}.hero-img{height:230px}.btn{width:100%}.bottom-cta .btn{width:100%}.top-cta{padding:8px 16px}.section{padding:54px 0}}